I've already finished all of my Christmas shopping. Yep, I'm one of those annoying types that likes to get things done early! Besides, I only have a handful of people to buy for, so it really doesn't take that long.
I did take advantage of some killer sales both online and in the stores, and ended up getting a lot of things at really good prices. But the problem is: I was so proud of all the money that I saved that I ended up looking for even more deals and then I bought way more gifts than I needed. Not good!
Whether you're a bargain-hunter like me, or you dread shopping, when it comes to holiday shopping it's always good to have a plan and stick to it! So I put together a list of (very obvious) tips to avoid overspending---they are worth repeating!
Now might be a good time to set up a holiday "Christmas Club" account at your bank or credit union for next year. And there's no shame in buying some Christmas-themed items at the end of the season to use for next year: holiday towels, cookie platters, cards, etc.
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